Expert tips to help achieve a successful relocation to New Zealand

Christchurch is a bustling major city in New Zealand and in recent years, there has been an increase in migration to the city because the city has so much to see and do. It has a thriving hospitality scene with an abundance of green spaces to enjoy. Walking through the streets you’ll experience street art, explore some of the oldest buildings in New Zealand and see many innovative projects in motion. There are so many interesting things to do and see regardless if you are a local or a visitor. It is not surprising that Christchurch is the city of choice for job opportunities, schools and healthcare when historical data shows a sustainable economy with strong performance year after year.

Choosing to move to Christchurch may not be a difficult choice, however, when it comes to relocating house, moving furniture or moving offices, the feelings are always the same. Along with all the excitement for something new also comes with the added stress and anxiety of a mammoth task that you face with and do not know how to tackle. That is where it is necessary to look into options when relocating and of course there are occasions where you are able to do it yourself and there are other times where it makes more sense to have a professional mover take care of it for you.

Are all furniture movers in New Zealand the same?

The simple answer is not all movers are equivalent. Choosing a furniture mover is an extremely important part of the moving process and sometimes it can make a big difference to the result of your relocation. Many people believe that the art of moving requires no skill and any labourer who can lift a heavy box is capable of being classified as a professional mover. This mindset along with poor regulations in the industry is simply why you hear stories of movers taking deposits and never showing up or picking up furniture on moving day only to never seem it again.

Professional house and furniture movers in New Zealand are trained to safely handle many kinds of items on a daily basis and the experience they accumulate over the years on the job can be invaluable and help you determine the best way to handle a significant move. It is super important that furniture movers understand the art of manual handling to reduce the risks of being injured on the job. The moving environment can different from one day to the next and is extremely important from an Occupation Health and Safety perspective that they are always alert and have the ability to identify hazards before they occur to prevent serious injury or even death.

What is the best way to find a Professional mover in New Zealand?

If you think about it, moving from one home to another whether it be for career, moving long distance to be close to loved ones or moving your family for better opportunities, moving is a big deal. Also taking into account the value of all your furniture, contents and belongings, not to mention the sentimental value some of these items may possess, who you choose to take care of all your contents matters so you would want to be sure that you find that right moving company to do it. In this instance, booking the first moving company that suits your budget and time frame may not be the best way to go about it. It is highly recommended that you take the time to do your research and compare Christchurch movers or any other local furniture movers in New Zealand , get to know average rates that movers charge, the hidden fees and surcharges, the fine print in the contract and how they protect you if something unforeseen happens.

How can I ensure my move is successful?

Moving is a huge task and like any project, it requires planning and organization. Give yourself plenty of time before moving day as packing will take time. It may be a tedious task to work out what you plan on taking with you, what you are going to get rid of and how you are going to do it. Have the right packing material available, corrugated moving boxes, tape, labels, etc. One of the worst things during packing is having to find packing material and one of the worst things of unpacking is not having boxes labelled and you have to go searching through all the boxes to find the one thing you need. Above all, acquiring the best furniture moving service you can afford with a reputable moving company with proven track record can be the difference for a smooth move.

The Costs That Aren’t Always Apparent When Buying a Home

When it comes to purchasing property, especially if it’s your first home, it can be considered one of the biggest decisions in any person’s life. Buying real estate can be incredibly confusing for first home buyers, the initial excitement of house hunting and home inspections can often be overwhelming to the fact that common mistakes can often be overlooked. The most common mistake for first time buyers is concentrating solely on a deposit when there also exists a number of additional costs related to purchasing that should also be considered in one’s budget.

Stamp Duty

Is a tax payable when buying and selling property. Stamp duty is necessary and unavoidable and is usually dependant on the value of the home, can differ between states and the whether you are a first home buyer or not. Many states in Australia do offer discounts on stamp duty when buying your first home to encourage young home owners to enter the market, though stamp duty costs can be an overwhelming amount, discounts usually work out to be thousands of dollars in savings to offset the cost of home ownership.

Title Transfer fee

When property is bought and sold it is necessary to change the title of the property over to the new owner. This is carried out at the State revenue office and can cost on average $2,500.

Mortgage registration fee and Loan Application Fee

Mortgage registration is charged by your lender and is a fee on top of your borrowings to register your mortgage and can cost on average $200. A loan application fee is a fee payable which usually covers all the documents and paperwork, not to mention the time involved in organizing the loan and can cost on average $1,000. Each lender is different and there may be products and packages offered by the banks where these fees do not apply. Some lenders are negotiable and are happy to not charge these fees just to win your business.

Lenders Mortgage Insurance

This is provided as a type of insurance protection for the lender and is only applicable for borrowers who do not have the minimum twenty percent deposit funded. It protects the lender in the event you are unable to adequately make your mortgage repayments.  Lenders Mortgage Insurance is an amount you have to pay in order to be able to meet the requirement to borrow more than 80% of the property value.

Solicitor fees

The importance of a good property solicitor to go over all the legal matter and thoroughly comb through the contract will help if anything unforeseen occurs. Not only can they help you understand all the legal paperwork, but they can help to represent you at settlement to ensure everything is completed smoothly without hassle. Costs can be anywhere between $800 to a few thousand dollars.

As you can see, buying a new home can be one of the most rewarding but yet complex matters in any person’s life. To avoid budget blow outs and ensure affordability, it is recommended to carry out research and understand the market value and costs associated with the type of property you are looking for. This way you can enjoy a smooth process and have a positive buying experience.